Personal injury compensation is the amount of money a victim of a truck accident receives that compensates them for the damage sustained, the time they spend at home and the pain and suffering. Philadelphia truck accident lawyer allows victims of truck accidents to receive compensation. This compensation is paid by the company that owns the truck or by the insurance policy that covers the truck. Here are some things you should know about personal injury compensation, even if your accident was not caused by a truck.
Permissible Amount of Compensation and Average Cash Values
Personal injury compensation is determined by the state in which the accident occurred. The state also determines what type of injury is covered and the minimum compensation for each covered injury. The state also determines the average cash value of a car. Some states have set limits on what can be recovered in personal injury cases, such as when a person is killed in an accident involving a tractor-trailer. Federal law limits the amount of compensation a victim can receive for death or disability due to accidents caused by trucks.
Two Types of Personal Injury
The two types of personal injury that can be recovered are physical injury and emotional pain and suffering. If your car is damaged in a truck accident, these injuries can be compensated. Both of these injuries may result from the accident or from something earlier in the day. For example, if you are involved in a car accident caused by an errant driver who hit you at work, you may suffer physical injury or emotional pain and suffering that day.
Negligence
The truck companies and their drivers have a duty of care to the public. This duty is mandated by law. When a person fails to fulfill this duty, they are called negligent. The negligence not only has to be proven, but it also has to be the cause of the accident and injury. Therefore personal injury liability must be determined in order to determine what type of compensation a victim can recover.
Are You Liable for the Damage Caused?
The last part of the process, of determining liability is personal injury law. If the driver or truck company was negligent and caused your injuries, you can recover compensation for all of your injuries including pain and suffering, loss of income, and medical bills.
Is Your Truck Insured?
Each state has its own laws regarding how compensation is determined in cases involving trucks and vehicles that are not insured by a company or the insurance company. This is known as uninsured/underinsured motorist coverage.
